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Funding Rate vs Spot Price: How Perpetuals Stay Anchored

The Price Anchoring Mechanism

Perpetual futures contracts would drift infinitely from spot prices without the funding rate mechanism. Every 8 hours, funding payments incentivize traders to buy or sell, keeping perpetual prices aligned with the underlying asset.

Why Perpetuals Drift from Spot

Drift occurs when there’s an imbalance of buyers and sellers:

  • Positive drift: More longs than shorts → funding positive → longs pay shorts → pressure to close longs
  • Negative drift: More shorts than longs → funding negative → shorts pay longs → pressure to close shorts

Mark Price vs Index Price

Mark Price: The perpetual futures price, used for funding calculations and liquidation triggers.

Index Price: The weighted average of spot prices across major exchanges. The perpetual should trade close to this.